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Refinancing
Refinance Applications Fall to Less Than Half of Last Year's Pace as MBA Says Few Owners Have a Reason to Refinance
With most homeowners holding rates below today's market, the refinances still getting done tend to turn on goals other than a lower rate.
RefinancingRefinance Applications Fall to Slowest Pace Since 2025 as Borrowers Turn to Adjustable-Rate Loans
Mortgage Bankers Association data show refinance demand 56% below a year ago, while adjustable-rate mortgages claimed their largest share of applications in nearly a year.
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