Relocating
Moving? Plan your home loan before you go
Buying from out of town has more moving parts: a new market, a start date, and maybe a home to sell. We help you plan the loan around your timeline, from wherever you are now.
Call or text (615) 949-4780 · Answered 24/7 for booking
Booked calls are with a member of the Iron Hill team. Home loans are handled by a licensed loan officer.
- Video calls and e-signing for most steps
- Planning around your start date
- Coordination with your agent and employer timeline
Plan your move
Two short steps. No SSN or income needed here.
- Licensed mortgage company · NMLS #1946451Verify on NMLS Consumer Access (opens in a new tab)
- Home loans where licensedSee our licenses
- Call or text(615) 949-4780
What makes a relocation purchase different
Timing
Your start date, your lease and any home sale all have to line up. We plan the loan around them.
A new market
Taxes, insurance and HOA costs vary a lot by county. We build them into your budget early.
Working remotely
Most steps happen by phone, video and e-signing, so you don't have to be there until you're ready.
Tips for buying from out of town
- Talk with us before you house-hunt, so you know your budget.
- Plan for timing: when you start work, when your lease ends, when you sell.
- Ask about property taxes and insurance for the specific county.
- If you're selling a home elsewhere, tell us early. It affects your options.
- Check that we're licensed in the state you're moving to. Your loan officer can confirm.
How it works
Four clear steps. You decide at every one.
Tell us your goal
Book a call, text us, or fill out the short form. A few minutes is enough to start.
We look at your options
We review your situation and compare loan options that fit it.
You get it in writing
When you apply, you get an official Loan Estimate with the real costs and terms.
We guide you to closing
We keep you, the title company and your agent, if you have one, updated through closing.
Keep exploring
Buy a home
Steps, programs and timing, including buying before you sell.
Learn more: Buy a homeAffordability calculator
Budget for a new market.
Learn more: Affordability calculatorMarkets we serve
Local pages with housing data and the loans that fit each market.
Talk it through with our team
Book a short call, or text us your question. We'll explain your options in plain language.
Call or text (615) 949-4780 · Answered 24/7 for booking
Booked calls are with a member of the Iron Hill team. Home loans are handled by a licensed loan officer.