Mortgage news, minus the noise.
What’s moving in housing and lending, and what it means if you’re buying, refinancing, or tapping your equity.
10-Year Treasury Yield Rises to 5.292% as Mortgage Rates Climb Further
Benchmark yields hit a multi-decade high Wednesday and weekly mortgage prints moved higher even after cooler PCE inflation, leaving purchase and refinance demand softer.
Local MarketsGreater Nashville Closings Soften as Inventory Builds; Mid-Tier Faces Higher Rate Math
Greater Nashville REALTORS® data show July closings of 3,269 and August nine-county closings down 4% year over year; MTSU’s THDA-funded Q2 report finds statewide prices up just 2.7% annually as mortgage costs stay elevated.
GuidesFHA Title II Forwards: How Floor, Ceiling, and MIP Structure Frame 2026 Purchase Limits
HUD’s calendar-year 2026 loan limits set a one-unit floor of $541,287 and a high-cost ceiling of $1,249,125; upfront MIP remains 1.75% under Mortgagee Letter 2023-05 as elevated rates keep low-down-payment channels in focus.
Market UpdateShort-Term Investor Lending Helps Rehab Aging Stock as Flip Margins Stabilize
Residential transition—bridge, fix-and-flip, and hard-money—loans fund investor acquisition and rehab; ATTOM shows national flip returns edging up in early 2026 while Tennessee remains an above-average profit market.
Find out what your yes looks like.
One honest conversation is all it takes to know where you stand. Buying, refinancing, or told no somewhere else, the first call costs nothing.
Not ready to talk yet? See what you qualify for in about a minute →