About us
An investor-focused mortgage company, run by its partners
Iron Hill Mortgage finances real estate investors across the U.S. with DSCR rental loans, fix and flip, bridge and ground-up construction loans. We also offer home loans in the states where we're licensed. We focus on straight answers, options in writing and steady communication from first call to funding.
Investor loans across the U.S.
Business-purpose loans for investment property only. Not for personal, family or household use. Subject to approval. Equal Housing Opportunity.
Home loans where licensed
Home loans are offered only in states where Iron Hill Mortgage is licensed. See NMLS Consumer Access (opens in a new tab).
Meet the partners
Iron Hill Mortgage is led by three partners. You'll know who's behind your deal.
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marketing@ironhill-mortgage.comMichael O'Malley
Partner · NMLS #200213 (opens in a new tab)
Michael drives growth, builds strategic partnerships and leads business development. He has more than 20 years of experience in real estate and lending.
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marketing@ironhill-mortgage.comAdam Summerer
Partner · NMLS #198012 (opens in a new tab)
Adam has more than 20 years in the mortgage call center industry. He has built and led sales teams and has hands-on experience in mortgage processing.
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marketing@ironhill-mortgage.comStephen Hantula
Partner · NMLS #2766911 (opens in a new tab)
Stephen brings expertise in structuring LLCs, partnerships and joint ventures, which helps on complex business and real estate transactions. He also has more than 20 years of experience in the healthcare industry.
Company NMLS #1946451. Verify licenses on NMLS Consumer Access (opens in a new tab).
How we work
Straight answers early
If a deal or a state isn't a fit, we tell you up front instead of after you've paid for reports.
Options in writing
We don't advertise rates. You get your options in writing for your actual deal or loan.
Steady updates
You, your agent and your title company hear from us at each milestone through closing.
Company details
- Iron Hill Capital, LLC d/b/a Iron Hill Mortgage
- Company NMLS #1946451. View on NMLS Consumer Access (opens in a new tab)
- Call or text (615) 949-4780 · Answered 24/7 for booking
- marketing@ironhill-mortgage.com
Real estate agent or builder? See how we work with agents and builders. License details are on our licensing page.
Have a deal in front of you?
Send us the property, your strategy and your timeline. We'll tell you whether it fits and what we'd need to move forward.
Call or text (615) 949-4780 · Answered 24/7 for booking
Booked calls are with a member of the Iron Hill team. Home loans are handled by a licensed loan officer.