Investor loans · nationwide where available
Bridge loans
Bridge loans for investors, with the exit planned up front
A bridge loan is short-term financing for an investment property. It can help you close on time while you arrange long-term financing, finish light work, lease up, or sell another property.
Call or text (615) 949-4780 · Answered 24/7 for booking
Booked calls are with a member of the Iron Hill team. Home loans are handled by a licensed loan officer.
- Short-term financing for investment property
- A clear exit plan from day one
- Purchase or refinance
Business-purpose loans for investment property only. Not for personal, family or household use. Subject to approval. Equal Housing Opportunity.
Talk through a bridge loan
Business-purpose loans only. No SSN or income needed here.
When investors use bridge loans
Closing on a deadline
When the seller's timeline is shorter than a long-term loan allows.
Before stabilizing
When a property needs light work or tenants before it qualifies for long-term financing.
Between deals
When you're waiting on the sale or refinance of another investment property.
Bridge loan basics
How these loans usually work. Each lender sets its own guidelines.
- Used for
- Buying or refinancing investment property when long-term financing isn't ready yet.
- Based on
- The property's current value, your plan for it, and your exit.
- Length
- Short-term, sized to your plan. Ask about extension options before you close.
- Exit
- A refinance into a long-term loan such as a DSCR loan, or a sale.
- Borrower
- You, or an LLC or other entity.
Plan the exit first. Every bridge loan needs a clear way out. We'll talk through the exit, the timeline and what happens if plans change before you commit.
Common questions
Do you lend in every state?
Investor loans are available in many states, but not all. Rules for business-purpose lending differ from state to state, and some programs or property types aren't available everywhere. Tell us where the property is and we'll confirm early.
Can I use these loans for a home I'll live in?
No. These are business-purpose loans for non-owner-occupied investment property. For a home you'll live in, see our home loan options, offered where we're licensed.
Can I close in an LLC?
Most investor programs allow closing in an LLC or other entity. Have your entity documents ready. Many programs also require a personal guarantee.
Keep exploring
DSCR rental loans
A common bridge exit.
Learn more: DSCR rental loansFix and flip
Purchase plus rehab.
Learn more: Fix and flipMarkets we serve
Local pages with housing data and the loans that fit each market.
Have a deal in front of you?
Send us the property, your strategy and your timeline. We'll tell you whether it fits and what we'd need to move forward.
Call or text (615) 949-4780 · Answered 24/7 for booking
Booked calls are with a member of the Iron Hill team. Home loans are handled by a licensed loan officer.