For business-purpose investment property

Business-purpose loans for investment property only. Not for personal, family or household use. Subject to approval. Equal Housing Opportunity.

Calculator

DSCR calculator for rental properties

See whether a rental's income covers its monthly costs. Enter the rent, loan amount and a rate from a real quote.

Your numbers

All fields start blank. Nothing you type here is sent anywhere.

Market or lease rent for the property.
Use a rate from a real quote.

Estimated DSCR

—

    Fill in the fields to see an estimate.

    Estimate only. Not a loan offer or a quote. Results depend on the numbers you enter. Taxes, insurance and HOA dues can change the result. Your actual terms come from the written terms for your deal.

    Call or text (615) 949-4780 · Answered 24/7 for booking

    Booked calls are with a member of the Iron Hill team. Home loans are handled by a licensed loan officer.

    How this estimate works

    DSCR = monthly rent ÷ (principal and interest + one twelfth of yearly taxes and insurance + monthly HOA dues). A ratio above 1.00 means rent covers the costs. Each lender sets its own minimum.

    Assumptions

    • All fields start blank. We don't fill in a rate or any loan terms for you.
    • Results are estimates for planning, not a loan offer, quote or commitment to lend.
    • Taxes, insurance and HOA dues can change the result.
    • Your actual terms come from the written terms for your deal.

    Want a second set of eyes on your numbers?

    Send us the property, your strategy and your timeline. We'll tell you whether it fits and what we'd need to move forward.

    Call or text (615) 949-4780 · Answered 24/7 for booking

    Booked calls are with a member of the Iron Hill team. Home loans are handled by a licensed loan officer.