La Vergne, Tennessee
Home and rental loans in La Vergne, Tennessee
La Vergne sits in the northwest corner of Rutherford County. About four in five homes are single-family houses, most of them owner-occupied, and home values are among the most approachable on our Tennessee pages. Here's how that fits a starter home, a single-family rental or a light flip.
Call or text (615) 949-4780 · Answered 24/7 for booking
Booked calls are with a member of the Iron Hill team. Home loans are handled by a licensed loan officer.
- FHA, conventional and VA home loans where licensed
- DSCR loans for single-family rentals
- Fix and flip and bridge loans for investors
Talk through a La Vergne home or rental
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- Licensed mortgage company · NMLS #1946451Verify on NMLS Consumer Access (opens in a new tab)
- Home loans where licensedSee our licenses
- Call or text(615) 949-4780
La Vergne at a glance
Mostly single-family and owner-occupied, with values close to the state median.
| Measure | La Vergne | Tennessee |
|---|---|---|
| Population, July 2025 | About 42,100 | About 7,315,000 |
| Change since 2020 | Up about 9 percent | Up about 6 percent |
| Single-family detached homes | About 80 percent | About 68 percent |
| Townhomes | About 9 percent | About 4 percent |
| Median year built | 2001 | 1987 |
| Homes built 2010 or later | About 16 percent | About 15 percent |
| Owner-occupied homes | About 74 percent | About 67 percent |
| Median home value (owner estimate) | About $310,000 | About $287,000 |
Sources: U.S. Census Bureau, American Community Survey 2020-2024 five-year estimates (opens in a new tab) (housing figures; estimates with margins of error) and Vintage 2025 population estimates (opens in a new tab) (July 1, 2025, compared with the April 2020 base). Accessed Oct. 20, 2026.
Where the opportunity is: La Vergne is a single-family town, so a rental here is usually a house or townhome on a DSCR loan. Most homes went up around the turn of the century, which makes them a good fit for the kind of updates a light flip covers: kitchens, floors and systems.
What's planned for the former Bridgestone site
The Bridgestone tire plant in La Vergne closed in July 2025. On Oct. 16, 2026, WSMV reported (opens in a new tab) that Hamilton Development and Clarion Partners plan to turn the 135-acre site off Interstate 24 into a 1.5 million square foot industrial park, with the first six buildings targeted by the second quarter of 2028.
It's a planned project, not a finished one. For buyers and investors looking at La Vergne's single-family homes, it's a sizable new investment planned nearby.
Why La Vergne works for starter homes and rentals
La Vergne's housing is simple to read. About 80 percent of homes are detached single-family houses, another 9 percent are townhomes, and only about 3 percent sit in buildings with five or more units. The median home was built in 2001, and about three in four are owner-occupied.
That makes the town a straightforward place to buy a first house with FHA, VA or a conventional loan, and an equally straightforward place to hold a single-family rental on a DSCR loan. Our DSCR calculator lets you plug in a house's rent and costs. For a light flip, homes from the 1990s and 2000s often need updating rather than rebuilding, which keeps the scope focused.
Home loans for La Vergne buyers
Home loans are offered only in states where Iron Hill Mortgage is licensed. Check our licensing page or NMLS Consumer Access for where we're licensed. Iron Hill Mortgage is a private company. We are not a government agency, and we are not endorsed by HUD, the FHA or the U.S. Department of Veterans Affairs.
FHA loans
Insured by the FHA. A common first-home pick in a town of mostly single-family houses, with values near the state median.
Learn moreConventional loans
For single-family homes and townhomes. We'll compare it with FHA side by side.
Learn moreVA loans
Guaranteed in part by VA. VA-eligible buyers can finance a La Vergne single-family house or townhome with it.
Learn moreNon-QM and bank statement
Bank statement options for self-employed buyers, instead of qualifying on tax returns.
Learn moreFor investors: La Vergne
Business-purpose loans for investment property only. Not for personal, family or household use. Subject to approval. Equal Housing Opportunity.
What to send us for a La Vergne home or rental
- Buying your first home? Your rough budget and savings, and we'll compare FHA, VA and conventional for you.
- Buying a rental? The address and recent leases of similar single-family homes, so we can size a DSCR loan.
- Planning a light flip? Your purchase price and a contractor's scope, and we'll set up the draws.
- Own a rental already? Its current lease, if you want to refinance it into a longer-term DSCR loan.
Common questions
Should a first-time La Vergne buyer look at FHA?
It's worth a look. With a median value near $310,000 and most homes single-family, La Vergne is a starter-home market, and FHA's flexible credit guidelines suit many first purchases. Conventional may cost less for some buyers, so we price both before you choose.
Can I buy a single-family rental in La Vergne with a DSCR loan?
Yes. In a town where four homes in five are detached houses, a single-family rental is the usual La Vergne investment, and a DSCR loan qualifies it mostly on what the house can rent for. It's business-purpose only. Send the address and a few comparable leases to start.
What's being built on the former Bridgestone site?
According to WSMV's Oct. 16, 2026 report (opens in a new tab), Hamilton Development and Clarion Partners plan a 1.5 million square foot industrial park on the 135-acre site, with the first six buildings targeted by the second quarter of 2028. It's a planned project, and the dates are the developers' targets.
Do you finance light renovations on La Vergne homes?
For investors, yes: a fix-and-flip loan covers the purchase and the rehab budget in draws, as a business-purpose loan. If you're buying a home to live in, our home loans finance the purchase, and you'd plan and pay for updates separately.
Which county is La Vergne in?
Rutherford County, in its northwest corner, next door to Smyrna.
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Learn more: MurfreesboroMarkets we serve
Local pages with housing data and the loans that fit each market.
Buying a home or a rental in La Vergne?
Send the listing or the address, and we'll match it with a home loan or an investor loan.
Call or text (615) 949-4780 · Answered 24/7 for booking
Booked calls are with a member of the Iron Hill team. Home loans are handled by a licensed loan officer.