Calculator
Cash-out equity calculator
Estimate how much of your home equity a cash-out refinance might turn into cash, before closing costs.
Estimated equity you could access
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Fill in the fields to see an estimate.
Estimate only. Not a loan offer or a quote. Results depend on the numbers you enter. Taxes, insurance, HOA dues and mortgage insurance may apply and can change your payment. Your actual terms come from your official Loan Estimate.
Call or text (615) 949-4780 · Answered 24/7 for booking
Booked calls are with a member of the Iron Hill team. Home loans are handled by a licensed loan officer.
How this estimate works
Available equity = home value × the program's maximum loan-to-value − everything you owe on the home today. Closing costs come out of that amount. Limits vary by program and property type.
Assumptions
- All fields start blank. We don't fill in a rate or any loan terms for you.
- Results are estimates for planning, not a loan offer, quote or commitment to lend.
- Taxes, insurance, HOA dues and mortgage insurance may apply and can change your payment.
- Your actual terms appear on your official Loan Estimate after you apply.
Want a second set of eyes on your numbers?
Book a short call, or text us your question. We'll explain your options in plain language.
Call or text (615) 949-4780 · Answered 24/7 for booking
Booked calls are with a member of the Iron Hill team. Home loans are handled by a licensed loan officer.