Jumbo loans

Jumbo loans for higher-priced homes

A jumbo loan is a mortgage above the conforming loan limit, which FHFA sets each year. In higher-priced markets, jumbo loans come up often.

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Call or text (615) 949-4780 · Answered 24/7 for booking

Booked calls are with a member of the Iron Hill team. Home loans are handled by a licensed loan officer.

For loan amounts above the yearly conforming limit
Primary homes, second homes and some investment homes
Guidance on reserves and documentation

Ask about jumbo loans

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What jumbo lenders often look at closely

Credit history
Income documentation
Cash reserves after closing
The appraisal, sometimes two

How the limit works

The conforming loan limit is set each year by the Federal Housing Finance Agency (FHFA) and is higher in some high-cost counties. A loan above the limit for the property's county is a jumbo loan. See the current FHFA conforming loan limits (opens in a new tab), and we'll check the limit that applies to the home you're buying.

How it works

Four clear steps. You decide at every one.

Tell us your goal
Book a call, text us, or fill out the short form. A few minutes is enough to start.
We look at your options
We review your situation and compare loan options that fit it.
You get it in writing
When you apply, you get an official Loan Estimate with the real costs and terms.
We guide you to closing
We keep you, the title company and your agent, if you have one, updated through closing.