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5 articles in Refinancing · Clear filters
Articles
- Refinancing
No-Closing-Cost Refinance: How Lender Credits and Rolled-In Fees Really Work
A no-closing-cost refinance still has costs. Here is how lender credits and rolled-in fees work, where they show up and how to compare offers side by side.
- Refinancing
FHA Streamline Refinance: Seasoning, Benefit Tests and MIP Explained
An FHA streamline refinance can skip the appraisal, but HUD still sets seasoning, payment and benefit tests. Here is how the rules and the premiums work.
- Refinancing
Refinance Break-Even Math Decides Which Owners Should Refinance as MBA Forecasts Rates Above 7% Through 2027
Refinance break-even math matters more as MBA sees rates above 7% through 2027, but owners near 8% may still recover costs if they weigh a reset loan term.
- Refinancing
Refinance Applications Fall to Less Than Half of Last Year's Pace as MBA Says Few Owners Have a Reason to Refinance
Refinance applications fell 8% in a week and ran 56% below a year ago, the MBA said, leaving refinances that close tied to goals other than a lower rate.
- Refinancing
Refinance Demand Falls to Slowest Pace Since 2025 as Borrowers Turn to Adjustable-Rate Loans
Refinance demand fell 9% in a week and sat 56% below a year earlier, MBA data show, as ARMs took their largest share of applications in nearly a year.
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