News
Mortgage news, minus the noise.
What's moving in housing and lending, and what it means if you're buying a home, refinancing or financing an investment property.
Articles
- Buying
Seller Concessions Rise as Buyers Trade Price Cuts for Closing-Cost Help
Seller concessions appeared in 44.7% of recent Redfin-tracked sales, from closing-cost credits to rate buydowns, as price cuts alone fail to fix payments.
- Market Update
Friday, October 2, 2026: Daily Mortgage Market Update — Rates Firm as Soft Jobs Rally Fades
Soft September payrolls briefly lifted bonds, but the 10-year closed higher and same-day lock averages ended firmer as early gains faded.
- Guides
How to Cancel PMI on a Conventional Loan Under Federal Rules
To cancel PMI, the Homeowners Protection Act sets borrower-request, automatic and midpoint paths on many conventional loans as equity builds over time.
- Local Markets
Best Time to Buy a House in Nashville: Metro's Best Week Opens Oct. 4–10 as Middle Tennessee Inventory Builds
The best time to buy a house in Nashville is Oct. 4–10, Realtor.com says, a week after the national mark, as local listings build and payment gaps persist.
- Buying
Best Time to Buy a House in 2026 Falls This Week as Inventory and Price Cuts Favor Prepared Shoppers
Realtor.com pegs Sept. 27–Oct. 3 as the best time to buy a house in 2026, with October still favorable and mortgage rates left out of the seasonal score.
- Market Update
Thursday, October 1, 2026: Daily Mortgage Market Update — Freddie Prints Jump as Treasuries Rebound From Highs
Freddie Mac’s weekly 30-year average leapt a quarter point while the 10-year Treasury yield closed lower after an intraday multi-decade high, leaving daily lock averages modestly softer ahead of Friday’s jobs report.
- Local Markets
Williamson County Median Home Price Crosses $1 Million as Davidson Offers More Room
Williamson County's median home price hit $1,035,000 in July 2026, more than double Davidson's, as Middle Tennessee loosened through slower absorption.
- Market Update
10-Year Treasury Yield Rises to 5.292% as Mortgage Rates Climb Further
Benchmark yields hit a multi-decade high Wednesday and weekly mortgage prints moved higher even after cooler PCE inflation, leaving purchase and refinance demand softer.
- Guides
FHA Loan Limits for 2026: How the Floor, Ceiling and MIP Structure Frame Title II Purchase Loans
HUD's 2026 FHA loan limits set a one-unit floor of $541,287 and a ceiling of $1,249,125, and a 1.75% upfront premium shapes the cost of FHA purchase loans.
- Local Markets
Nashville Home Sales Soften as Inventory Builds and Mid-Tier Buyers Face Higher Rate Math
Nashville home sales softened as Greater Nashville Realtors reported 3,269 July closings and a 4% August dip, while Tennessee prices rose just 2.7% a year.
- Guides
Short-Term Investor Lending Helps Rehab Aging Stock as Flip Margins Stabilize
Residential transition—bridge, fix-and-flip, and hard-money—loans fund investor acquisition and rehab; ATTOM shows national flip returns edging up in early 2026 while Tennessee remains an above-average profit market.
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