News
Mortgage news, minus the noise.
What's moving in housing and lending, and what it means if you're buying a home, refinancing or financing an investment property.
Articles
- Local Markets
Rutherford County Housing Market: Inventory Climbs to 1,689 Homes as September Closings Fall 12% and Average Price Slips 5.5%
The Rutherford County housing market tilted toward buyers in September as inventory topped 1,689 homes, closings fell 12% and the average price slipped.
- Market Update
Wednesday, October 7, 2026: Daily Mortgage Market Update — Rates Edge Higher as Strong 10-Year Auction Erases Most of Early Jump
The 10-year Treasury yield touched its highest level since 2002 before a well-bid $39 billion auction pulled it back, leaving the average 30-year fixed index only slightly higher as Fed minutes pointed to another possible hike by year-end.
- Guides
How an Adjustable-Rate Mortgage Resets, and Why ICE Says 2020's Seven-Year ARMs Face the Biggest Jumps
When an adjustable-rate mortgage resets, the index, margin and caps in the loan decide how far the payment can move once the introductory period ends.
- Buying
Home Price Cuts Hit a Record Share for the Season as Redfin Says Sellers Now Outnumber Buyers by 58%
Home price cuts hit 21.1% of listings, a seasonal record, as Redfin says sellers outnumber buyers by 58% and a study finds sellers discount for certainty.
- Local Markets
Williamson County Housing Market Slides Into Balance as Supply Climbs From Four Months to 5.3 Since June
The Williamson County housing market moved from scarce to balanced as Franklin and Brentwood supply rose from 4.01 months in June to 5.33 in September.
- Market Update
Tuesday, October 6, 2026: Daily Mortgage Market Update — Rates Ease as Treasuries Rebound From Multi-Decade Highs
The 10-year Treasury yield pulled back from Monday's highest close since 2002 and the average 30-year fixed index posted a rare daily decline, as a three-year note auction drew mixed demand and the trade deficit widened.
- Guides
Discount Points: How Buying Down a Mortgage Rate Works as Half of Borrowers Now Pay Them
Discount points trade cash at closing for a lower rate for the life of the loan. Whether the cost pays off depends largely on how long the loan is kept.
- Buying
Should Buyers Wait for Mortgage Rates to Drop? Would-Be Buyers Name 4.6% as Their Trigger, Well Below Today's Market
Buyers who wait for mortgage rates to drop name a median 4.6% trigger, Cotality finds, and its chief economist says waiting can cost more than it saves.
- Market Update
Monday, October 5, 2026: Daily Mortgage Market Update — Rates Firm as 10-Year Yield Hits Highest Since 2002
The 10-year Treasury yield closed at its highest level since 2002 and the average 30-year fixed lock nudged to another recent high, even as a services report landed close to forecasts.
- Guides
Escrow Shortage Explained: Why a Fixed-Rate Mortgage Payment Can Still Rise With Insurance and Taxes
An escrow shortage can raise a fixed-rate mortgage payment. Insurance is now nearly a tenth of the average payment, and most escrow accounts run short.
- Refinancing
Refinance Demand Falls to Slowest Pace Since 2025 as Borrowers Turn to Adjustable-Rate Loans
Refinance demand fell 9% in a week and sat 56% below a year earlier, MBA data show, as ARMs took their largest share of applications in nearly a year.
- Local Markets
Nashville Housing Market: Listings Climb 12% in September as Price Cuts and Longer Market Times Give Buyers Leverage
The Nashville housing market added 12% more listings in September, twice the national pace, as price cuts and longer market times gave buyers leverage.
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