News
Mortgage news, minus the noise.
What's moving in housing and lending, and what it means if you're buying a home, refinancing or financing an investment property.
Articles
- Local Markets
Robertson County Housing Market Stays Among Middle Tennessee's Tightest Even as Third-Quarter Sales Fall 12%
The Robertson County housing market closed 12% fewer homes in the third quarter, but its 4.58 months of September supply was third-tightest in the region.
- Market Update
Wednesday, October 14, 2026: Daily Mortgage Market Update — Rates Ease After Hot CPI Sparks Intraday Round Trip
Hotter September inflation briefly pushed yields above 5.32%, but a stock selloff pulled the 10-year back to about 5.19% and left mortgage averages a tick lower.
- Refinancing
Refinance Break-Even Math Decides Which Owners Should Refinance as MBA Forecasts Rates Above 7% Through 2027
Refinance break-even math matters more as MBA sees rates above 7% through 2027, but owners near 8% may still recover costs if they weigh a reset loan term.
- Buying
Existing-Home Sales Edge Up in September as Inventory Reaches Its Highest Level Since 2019
Existing-home sales rose 1.5% in September to a 3.99 million pace as inventory hit its highest since 2019, but higher rates mean fewer buyers qualify.
- Local Markets
Maury County Housing Market: Sales Rise 4% in the Third Quarter as Homes Take 51 Days to Draw an Offer
The Maury County housing market closed 4% more sales in the third quarter, but homes took 51 days to get an offer and September supply reached 5.45 months.
- Market Update
Tuesday, October 13, 2026: Daily Mortgage Market Update — Rates Ease as Lower Oil Pulls Treasury Yields Off Highs
The 10-year yield fell to its lowest close since late September as oil slipped, nudging mortgage averages to two-week lows ahead of Wednesday's CPI report.
- Local Markets
Clarksville Housing Market: Montgomery County Prices Climb Nearly 7% as Supply Reaches 5.72 Months
In the Clarksville housing market, Montgomery County's median sale price rose nearly 7% in September even as closings fell and supply rose to 5.72 months.
- Market Update
Monday, October 12, 2026: Daily Mortgage Market Update — Rates Steady as Bond Market Closes for Columbus Day
With Treasury trading shut for the holiday, lenders priced off Friday's 5.24% 10-year close as markets look ahead to Wednesday's September CPI report.
- Guides
Mortgage Closing Costs: What They Really Include, and Why Two Common Estimates Can Differ by Thousands of Dollars
Studies put average purchase closing costs near $4,500; federal guidance points to 2% to 5% of the price. Both hold because they measure different costs.
- Buying
Pending Home Sales Sink to Near 12-Year Low as a Record 14.5% of September Contracts Fall Through
Pending home sales fell to a near 12-year low in September as Redfin found a record 14.5% of contracts canceled and buyers pulled back with rates above 7%.
- Local Markets
Wilson County Housing Market Holds Middle Tennessee's Tightest Supply as Sumner Follows and the Region Reaches 5.41 Months
The Wilson County housing market ended September with 4.22 months of supply, the region's tightest, with Sumner at 4.32 as Middle Tennessee reached 5.41.
- Refinancing
Refinance Applications Fall to Less Than Half of Last Year's Pace as MBA Says Few Owners Have a Reason to Refinance
Refinance applications fell 8% in a week and ran 56% below a year ago, the MBA said, leaving refinances that close tied to goals other than a lower rate.
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